Accessing Super for Dental Implants
If you’ve been looking into accessing super for dental work, you’re not alone. Many Australians are turning to their superannuation funds to help cover major dental treatments – particularly life-changing procedures like All-on-4® dental implants.
This innovative treatment offers a fixed solution for ill-fitting dentures and missing or damaged teeth, but they can come with a significant cost. That’s when accessing super for dental procedures becomes an option worth exploring.
How Does Accessing Super for Dental Work?
Patients often ask, “Can I use my super for dental implants?” The short answer is yes – provided your case meets the criteria laid out by the ATO and your super fund. It’s a popular route for people who need full-mouth restorations but may not have the funds readily available.
The process of accessing super for dental treatments involves applying under the Compassionate Release of Superannuation (CRS) scheme. This government-regulated pathway allows early access to your super if you’re experiencing severe dental issues that affect your quality of life and if the procedure isn’t covered by the public health system or insurance.
To be eligible, you typically need:
- A letter from your dental specialist outlining the urgency and need for treatment.
- A quote for the procedure
- Supporting documents, including personal identification and proof of insufficient funds elsewhere.
All-on-4® Dental Implants and Super
All-on-4® dental implants are a long-lasting alternative to dentures or terminal teeth, which can offer improved comfort, function, and confidence. However, because this procedure can typically cost between $20,000 and $36,000 per arch, many patients explore options like using super for dental implants to finance all or part of their treatment,
Accessing your super for dental treatment is possible through the Compassionate Release of Super scheme, but it’s important to go through the correct process. Applications must be lodged with the ATO and require approval from your super fund. Working with an experienced provider can help ensure everything is done correctly.
We recommend seeking financial advice before proceeding, as accessing your super early may have tax implications and could affect your future retirement savings. This doesn’t mean it’s not a viable option but it’s important to make an informed decision based on your personal circumstances.
Why Accessing Super for Dental Implants Can Make Sense
Choosing to explore using super for dental implants like All-on-4® can:
- Provide a lump sum for immediate treatment
- Help avoid ongoing dental deterioration
- Improve your mental and physical well-being
Accessing super for dental procedures gives patients flexibility and peace of mind. After all, your smile and health shouldn’t have to wait. The benefits of being able to access this funding option can be life-changing – especially for those dealing with severe dental health issues that is impacting their quality of life.
How Much Does
All-on-4® Cost?
Your new smile is an investment in your health and happiness. We offer flexible payment plans through 3rd party providers and can also help eligible patients access their superannuation.
Removable Implant-Retained Denture
All-on-4® + 3D Printed Provisional Bridge
All-on-4® + 3D Printed Provisional and Permanent Bridge
All-on-4® + 3D Printed Provisional and Premium Zirconia Permanent Bridge
*Prices are for single arches (1 Arch = Upper or Lower Jaw)
*Fees don’t include Anaesthetist fee (if required) which is paid directly to the Anaesthetist. Day facility fee not included (if required).
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Treatment You Can Trust.
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With 7 Super Clinics across Australia and a network of accredited regional partners, reliable dental implant care is always within reach. From your first consultation to lifelong aftercare, our coordinated network delivers complete implant solutions – all under one roof.