April 21, 2023

Is All-on-4® Covered by Insurance?

If you’ve been living with missing or badly damaged teeth, you’ve most likely been dreaming of the day when you can regain a smile you can be proud to show the world. Cost is one of the biggest reasons people hesitate to seek treatment for significant dental issues. Out-of-pocket expenses for dental implants and other major dental procedures can seem too far out of your price range to consider. Yet Next Smile Australia want to give everybody a chance to experience renewed confidence and better health from the All-on-4® treatment. If you’re on a tight budget like so many of us, you may wonder, “is All-on-4® covered by insurance?”

The answer to that question isn’t a simple “yes” or “no”. Your insurer has the final say. But even if your insurer won’t cover the full cost of your treatment, there are other options available for making the cost of All-on-4® easier to manage.

All-on-4® is an advanced form of restorative dentistry that can give you a brand-new, natural-looking smile in just one day. It’s a type of dental implant, yet it takes a different approach from traditional implants, minimising pain and discomfort and reducing recovery periods. With All-on-4®, an entire ‘bridge’ of new teeth rests on four implants: two at the front and two at the back. The procedure avoids the need for dental bone grafting, meaning a more comfortable treatment for you and a briefer recovery time.

In Australia, it’s rare to find a stand-alone dental insurance policy, and hospital cover generally won’t include dental. Most of the time, dental is covered by extra health insurance. So is All-on-4® covered by insurance? And how much will it cost?

How Much Does All-on-4® Cost?

Do All-on-4<sup>®</sup> teeth feel natural?
Next Smile Australia is transparent in our pricing and upfront about the costs of our treatments. We offer one-time pricing so that you know what you’re committing to and can compare our offer with other providers. It’s helpful to remember that when you buy All-on-4®, you invest in a permanent solution that will last you for the rest of your life with adequate care. While other providers may promise cheaper rates upfront, they may hide additional costs further down the track or use less effective treatment methods.
For the all-inclusive treatment cost of $27,000, Next Smile Australia will provide you with:

  • A complimentary, no-obligation consultation with a member of our team.
  • All-on-4® dental implant surgery performed by a highly experienced dental surgeon who has been personally trained by Dr Paulo Malo, the creator of the All-on-4® treatment.
  • All of your appointments and surgical procedures are performed at one of our All-on-4® Super Clinics, which feature comfortable facilities and state-of-the-art technology and equipment.
  • A set of natural-looking teeth within 24 hours of your implant surgery and sometimes as soon as you wake up.
  • A treatment with a proven 98% success rate and decades of documented success that has enriched the lives of hundreds of thousands of patients.
  • Two sets of teeth – a provisional pair and a final pair – custom-made in one of our in-house labs by our partners Nobel Biocare to meet your needs and fit the shape of your mouth.
  • Caring and compassionate after-care that provides additional guidance and support for your new life with All-on-4® implants.

The treatment plan is comprehensive, but a particularly pressing question for most people is, “is All-on-4® covered by insurance? If not, how do I pay for it?”

If you have extras cover with your medical insurer, including dental coverage, your insurer may cover part of your treatment. How much your insurer covers is based on your dental plan, and your insurance company will make the final decision. If your insurer won’t cover dental or you’re without insurance, Next Smile Australia offers payment plans to enable you to access the care you need.

Is All-on-4®covered by insurance? Quite simply, the answer is sometimes. We highly recommend you contact your insurance company to find out if they provide coverage and how much.

All-on-4® Payment Plans

Next Smile Australia has various payment plans to help potential patients access the treatment they need. If you’re on a tight budget, we’ll work with you to find solutions, both financial and practical. This includes helping you with financing paperwork to make the process smoother and easier.

Our partnerships with third-party financial providers allow us to offer various pricing options. Subject to financing conditions from these providers, we can offer payment plans for as little as $140 a week. This allows you to pay for your All-on-4® treatment over time while enjoying life with your brand-new set of teeth.

A five per cent discount is also available with an upfront payment on either a single or a double arch.


Do All-on-4<sup>®</sup> teeth feel natural?
Aside from whether All-on-4® is covered by insurance, another option for paying for your All-on-4® treatment is SuperCare.

There are certain circumstances in which Australians can access their superannuation before retirement, and among them is compassionate grounds. If you are losing teeth and they are causing chronic or acute pain, you may be able to access the money in your super account before you retire to pay for your dental treatments.

There are a couple of different ways to do this. One of them is to apply to the Australian Tax office directly, with the support of a medical professional, for a compassionate release of superannuation. Another is to engage an agency like SuperCare to apply for the release of the funds on your behalf.

An Australian-owned company, SuperCare’s business is helping regular people reduce the stresses involved in paying for – and applying for financial assistance with – costly medical treatments. SuperCare is among the providers of the many dental payment plans we offer at Next Smile Australia and is a local company that is highly dedicated to improving patients’ lives.

Book a Consultation at Your Nearest Next Smile Australia Super Clinic

At Next Smile Australia, helping our patients access affordable treatment options is just one of the services our set of values motivates us to provide. Values like openness and honesty, empathy and compassion and dedication to providing you with the highest standard of treatment you’re likely to find.

Located around the country, our All-on-4® Super Clinics are staffed by experienced professionals and equipped with the most up-to-date technology. These clinics are surgery-grade, highly regulated, safe, clean and comfortable. They include facilities such as in-house dental laboratories where your new teeth are made just for you, state-of-the-art surgical rooms, CBCT scans and in-house X-rays. All your appointments will take place under one roof, with the highest care and attention from our surgeons and anaesthetists.

If you live a long way from a major city, you can still access the same treatments from our accredited providers. These partners have the same level of skill and care as the staff in our All-on-4® Super Clinics, and they provide the bridge component and ongoing care.

For more information about the All-on-4®treatment or to attend a personal consultation, contact Next Smile Australia.